Travel rewards can add up quicker than you think, especially when a welcome bonus is involved, so whether you’re traveling or not, it’s smart to apply and start collecting points as soon as you can. Who knows, if you play your cards right, you could be escaping on that dream vacation sooner than you think – and maybe even for free.

We’ve rounded up some of the best travel reward cards right now, from all-around value to property loyalty cards; here’s what you need to consider when applying for travel rewards cards.